NewNew: The enterprise guide to Agentic AI — 24 min read.
Read →P&C, life and specialty carriers, MGAs and TPAs. Every model separates automation savings from claims leakage and remediation exposure, keeps a licensed human on adverse decisions, and produces a scenario range instead of a single optimistic number.
Every calculator is ungated, gives conservative, base and aggressive scenarios, and exports an enterprise-styled PDF with your inputs.
Straight-through processing, adjuster assist, cycle-time value and claims leakage avoided across the claim lifecycle.
Open calculator →Voice AI, agent assist and automated QA across FNOL intake, policy, billing and endorsement inquiries.
Open calculator →Submission intake, document extraction and underwriting exception queues — hours and dollars returned.
Open calculator →Three-year TCO for an in-house AI team versus platform plus partner delivery, including hiring, attrition and time to value.
Open calculator →Share of FNOL and low-complexity claims resolved without an adjuster queue.
Days removed from the claim lifecycle, valued at loss-adjustment and float cost.
Overpayment and inconsistent settlement caught by assisted review.
Handle-time returned per claim, and where a licensed human must stay in the loop.
Blended cost per policy, billing and endorsement contact before and after automation.
Automated QA across 100% of contacts and decisions, modelled as risk reduction.
Three insurance programmes where FNOL, claims and policy servicing were modelled with the same assumptions this calculator uses.
Digital FNOL intake and low-complexity auto claims triaged automatically, with adjuster assist on the remainder.
Claims straight-through
Cycle time removed
Payback
"The leakage column is what got this approved. Savings alone would not have survived the actuarial review."
SVP Claims Operations, P&C carrier
Submission intake and document extraction automated ahead of underwriting, with exception routing to referral underwriters.
Submissions auto-ingested
Annualised benefit
Decisions logged
"We quote faster without loosening a single underwriting guideline, because the exceptions still route to a human."
COO, specialty MGA
Policy, billing and beneficiary servicing automated across voice and chat with full QA coverage.
Contacts contained
Cost per contact down
CSAT
"Full QA coverage changed the conversation with compliance from risk to control."
Head of Customer Operations, life carrier
Client names withheld under NDA. Outcomes are measured programme results, not calculator projections.
Bring your claim volumes, lifecycle data or servicing contact mix. In 30 minutes we test the assumptions with you, map the controls your second line will require, and outline a 90-day path to a production-ready pilot.
Straight-through processing rate, adjuster assist time saved, cycle-time value and claims leakage avoided across the claim lifecycle — not a flat headcount reduction.
As overpayment and inconsistent settlement caught by assisted review, priced on your own average indemnity and loss-adjustment expense rather than an industry benchmark.
Yes. Adverse decisions keep a licensed human in the loop, automation savings stay separate from risk-and-remediation exposure, and every assumption is editable and exportable.
The contact center model covers FNOL intake, policy, billing and endorsement inquiries, so you can build the servicing case alongside the claims case with consistent assumptions.
